Purpleplum Digital Lending

Complete digital lending automation platform

We assist banks and lenders worldwide in making financial services available to everyone, everywhere, anytime. As your trusted technology partner, we design, build, and manage the solutions you require.

Covering all lending use cases for NBFCs and credit unions.

Consumer lending

Microfinance lending

Auto lending

Bank lending

Commercial lending

Factoring

Mortgage lending

Merchant cash advance

Healthcare lending

Student lending

Working capital finance

Trade finance

White-Label Lending Platform

Apply for loans easily online. Our website features a user-friendly loan calculator and clearly displays our loan terms, making it attractive for potential clients. With a responsive landing page, customers can access it smoothly from any device, ensuring a seamless experience across all channels.

Branded Web & Mobile App

Give your customers the power to manage their loans and applications effortlessly with our user-friendly mobile app. Our SaaS digital lending platform you to launch SDKs in both the App Store and Google Play. This allows customers to easily monitor their payment schedules on-the-go.

Digital Onboarding & KYC

We’ve simplified the lending process with our digital stacks. Our platform includes customer digital onboarding and a KYC plugin with biometric authentication. In just 30 seconds, we verify borrowers, ensuring top-notch security while speeding up underwriting for your business.

100%convenience to Staff

Our loan automation system has a clean interface, making it easy to learn and use. The intuitive features of our online lending system also speed up your workflow.

2.5xfaster loan processing

Speed up underwriting with loan processing automation. Our AI-powered loan approval system scores and preapproves applications, saving your valuable time.

Customer Application

After the customer’s loan is approved, they can effortlessly track their payment schedules, credit terms, and remaining balances from their personal account. Our SaaS lending platform offers a smooth online experience for managing debt and seamlessly connects with multiple payment providers for hassle-free digital transactions.

Borrower profile

Customers input their personal details, financial and banking information, employment status, and ID directly through the online platform. Submitted data undergoes KYC and scoring to quickly assess eligibility.

Application flow

Clients can access their full application history right at their fingertips. The SaaS-based lending system keeps application statuses up-to-date in real-time, so borrowers are always in the loop about whether they’ve been approved or declined.

SMS and Email notifications

SaaS lending platform enables automatic notifications, sent directly through the client’s preferred channel to enhance efficiency. Keep borrowers in the loop by sending updates and reminders of required actions via SMS and email.

Payment schedules

Enhance delinquency prevention by keeping borrowers informed. Customers can easily access a payment schedule for each active loan, complete with due dates for installments, interest rates, and the final credit repayment term.

Back Office

Enhance managers efficiency with our all-in-one, scalable back-office solution. Your team can easily handle applications, manage loans, oversee borrowers, customize credit products, and initiate collections seamlessly. Maximize staff efficiency, cut costs, and gain operational flexibility.

Task management dashboard

Our dashboard is designed to be both comprehensive and user-friendly, displaying tasks tailored to each user’s role for efficient organization and assignment. It allows for easy monitoring of key performance indicators (KPIs) and automates workflows for loan officers and underwriters. This ensures your team stays on track and continues to work at peak productivity levels.

AI credit scoring

Streamline underwriting processes with intelligent preapprovals. Our platform integrates lending technology with AI to instantly score incoming requests. Machine learning algorithms identify potential delinquent borrowers by analyzing historical data patterns.

Loan management

Keep a close eye on issued loans with our lending platform. Easily manage borrower profiles and customize lending workflows to suit your needs with just a few clicks. Stay informed about operations, transaction history, and signed contracts.

Calculations

Customize calculation logics within your lending system. Create credit lines, installment loans, and cash advances to fit your needs. Seamlessly integrate new calculation models as your business expands

Configurable loans

Easily develop new loan products in moments. Customize loan terms, adjust amount limits, and set interest rates effortlessly. Simplify customization and enhance the process for a smooth customer experience.

Single loan operating system to cover all your needs

Online Transactions

Track automatic disbursements, repayments, and daily transactions effortlessly with SaaS loan software. Enjoy unified online access for streamlined management.

Role Based Access

Enhance security with role-based user permissions. Limit access to system functions based on specific user roles, ensuring a robust and controlled environment.

Digital Signature

Streamline loan origination with an e-signature. Our online lending software reduces paperwork and eliminates physical office visits for added convenience and security.

Task Management

Synchronize loan officers’ work with the Purpleplum Loan solution. The built-in task management module facilities task allocation and performance monitoring for seamless operations.

Custom Workflows

Streamline workflow visualization and application throughout the system. Purpleplum SaaS loan platform supports multiple workflows for enhanced freedom and flexibility.

Automatic Reporting

Track KPIs with interactive reports and dashboards. Export and customize data as needed. Stay alert and make informed business decisions effortlessly

Debt Collection

Use an AI-driven debt collection tool to analyze accounts receivable, identifying debts more likely to be repaid. Get case-tailored collection strategies to improve DSO rate.

Risk Management

AI credit scoring predicts defaults and assesses risk. Set cut-off thresholds to define risky assets and control NPLs. Receive insights for smarter credit portfolio management.